"Margarida has a very deep technical knowledge, knows how supervisory entities work and has a good general vision of the market."

"She has great technical expertise."

"Margarida Torres Gama knows all the main players and has a close relationship with the regulatory authorities. She is a very helpful guide to navigate complex regulatory procedures."

"Margarida Torres Gama is highly experienced and knowledgeable about very complex subjects."

"Margarida Torres Gama is extraordinary in her relationship with the customer. She is very experienced and knowledgeable about the sector, with an absolutely unparalleled dedication."

"Margarida Torres Gama is a lawyer with solid legal knowledge, with great communication and negotiation skills, with a very effective approach to complex and sophisticated issues and with great resistance to pressure."

"Margarida Torres Gama is a solid lawyer with deep expertise in all insurance-related matters and a pragmatic and solution-driven approach."

"She is very well rounded: extremely knowledgeable and dependable, treating every client's issues as if her life depended on it."

‘Margarida Torres Gama is an exceptional lawyer. Very easy to work with and always calm and precise in conducting negotiations. There is always the clear impression that the client’s business is in good hands.’